Shannon Des Roches Rosa www.squidalicious.com A lot of us parents like to put our hands over our ears and shout LA LA LA LA LA when asked to think about formulating a life care plan, because that means we’re envisioning the future of our children with special needs without us at their sides. But denial and avoidance do both us and our children a disservice. The time to think about planning for our children’s future is now — the earlier we start, the more comprehensive our planning will be. And the steps involved are both more involved yet less daunting than you may think. The following summary is based on a 2010 SEPTAR.org presentation on Financial Planning and Your Child’s Future, given by Nick Homer, a Special Care Planner from MassMutual’s general agency in San Jose, Miceli Financial Partners Wealth Management and Insurance Services (MFP). While the following information is…